The proverbial nest egg. Everyone approaches this differently. Assets that are debt free cash are things like savings accounts, 401Ks, retirement or pension accounts, as well as hard goods like jewelry, homes, cars etc. Converting these items into liquid cash can make up for the gaps that insurance and government programs do not cover.
Care costs can be wildly unpredictable and medical bills are reported to be the number one cause of U.S. bankruptcies. If YOU, the caregiver, have not yet begun to save, think about you here too. With personal assets, large debts can be avoided. Let's try.